AI 新聞與投資
貧窮的本質:我們為什麼擺脫不了貧窮

第七章 1. Dean Karlan and Sendhil Mullainathan,"Debt Cycles;" work in progress (2011).

19 / 22

2. Robin Burgess and Rohini Pande, "Do Rural Banks Matter? Evidence from the Indian Social Banking Experiment,” American Economic Review 95 (3) (2005): 780-795. 3. Shawn Cole, "Fixing Market Failures or Fixing Elections? Agricultural Credit in India,” American Economic Journal: Applied Economics 1 (1) (2009):219-250. 4. Scott Fulford, "Financial Access, Precaution, and Development: Theory and Evidence from India” Boston College Working Paper 741 (2010). 5. Irfan Alcem, "Imperfect Information, Screening, and the Costs of Informal Lending: A Study of a Rural Credit Market in Pakistan."” World Bank Economic Review 4 (3) (1990): 329-349. 6.Julian West, "Pay Up-or We'll Send the Eunuchs to See You: Debt Collectors in India Have Found an Effective New Way to Get Their Money" Sunday Telegraph, August 22, 1999. 7.The Law Commission of India, Report Number 124,"The High Court Arrears一a Fresh Look” (1988), available at http://bombayhighcourt.nic.in/libweb/commission/Law_Com mission_Of_India_Reports.html#11. 8. Benjamin Feigenberg, Erica Field, and Rohini Pande, "Building Social Capital Through Microfinance” NBER Working Paper W16018 (2010). 9.Yet the physical threat may not be entirely absent. A credit officer of a particular MFI once complained to one of our research assistants that he would never be promoted: The men with the high titles all had larger, burlier, more intimidating physiques. able at http://www.cgap.org/p/site/c/template.rc/1.26.1306/. 12. Abhijit Banerjee, Esther Dufo, Rachel Glennerster, and Cynthia Kinnan,"The Miracle of Microfinance?: Evidence from a Randomized Evaluation.” MIT, May 30, 2009, mimeo. 250

註釋 13. Dean Karlan and Jonathan Zinman, "Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila.” Yale, manuscript (2010). 14. Brigit Helms, "Microfinancing Changes Lives Around the World—Measurably” Seattle Times, April 7,2010. 15. Erica Field and Rohini Pande, "Repayment Frequency and Default in Microfinance: Evidence from India."" Journal of the European Economic Association 6 (2-3) (2008):501-509; Erica Field, Rohini Pande, and John Papp,"Does Microfinance Repayment Flexibility Affect Entrepreneurial Behavior and Loan Default?” Centre for Micro Finance Working Paper 34 (2009); and Feigenberg et al., ibid. 16. Xavier Gine and Dean Karlan,"Group Versus Individual Liability: A Field Experiment in the Philippines”” World Bank Policy Research Working Paper 4008 (2006); and Xavier Gine and Dean Karlan, "Group Versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups,"' working paper (2010). 17. Emily Breza, "Peer Pressure and Loan Repayment: Evidence from a Natural Experiment.” working paper (2010). 18.Abhjit Banerjee and Kaivan Munshi, "How Efficiently Is Capital Allocated? Evidence from the Knitted Garment Industry in Tirupur” Review of Economic Studies 71 (2004): 19-42. 19.Abhijit Banerjee and Esther Duflo, "Do Firms Want to Borrow More? Testing Credit Constraints Using a Directed Lending Program” working paper (2004). 20. Dilip Mookherjee, Sujata Visaria, and Ulf von Lilienfeld-Toal, "The Distributive Impact of Reforms in Credit Enforcement: Evidence from Indian Debt Recovery Tribunals; BREAD Working Paper 254 (2010).